| Plan |
DeMint Health Care Freedom Act | |
| Date |
| |
| Overall Approach |
Promotes universal access to insurance coverage through health insurance vouchers, expanded use of HSAs, increased competition among insurance providers, price transparency and medical liability reform. | |
| Universal Coverage |
No | |
| Guaranteed Coverage |
No | |
| Portability |
Yes | |
| Voluntary Employer-Based System |
Yes | |
| New Programs |
Provides individual health insurance vouchers of $2,000/individual or $5,000/family coverage
| |
| Expansion of Existing Public Programs/Federal Law |
No | |
| Insurance Pool |
No | |
| State Responsibility |
No | |
| Individual Mandate |
No | |
| Employer Mandate |
No | |
| Private Insurance Mandates |
Insurers providing coverage in more than one state prohibited from reclassifying individuals or increasing premiums based on health status
Requires price transparency
| |
| Individual Subsidies |
Provides individual health insurance vouchers of $2,000/individual or $5,000/family coverage
| |
| Individual Vouchers |
Provides individual health insurance vouchers of $2,000/individual or $5,000/family coverage
| |
| Employer Subsidies |
No | |
| Individual Plan/Provider Choice |
Yes | |
| National Health Board |
No | |
| Tax Changes |
Provides qualified health insurance tax credit for individual coverage of $2,000/individual or $5,000/family coverage, provided through vouchers
| |
| Premium/Co-Pay/Deductible |
Not addressed | |
| Health Quality Improvement |
Not addressed | |
| Information Technology / Electronic Medical Records |
Not addressed | |
| Individual Responsibility for Health and Lifestyle |
Not addressed | |
| Preventive care |
Not addressed | |
| Transparency |
Medicare & Medicaid health care providers required to provide pricing transparency to patients
Health Insurers required to provide pricing transparency to enrollees | |
| Drug Reimportation |
Not addressed | |
| Medicare Rx Drug Price Negotiation |
Not addressed | |
| Medical Personnel Education |
Not addressed | |
| Mental Health Parity |
Not addressed | |
| Other Provisions |
Includes medical liability reform limiting noneconomic and punitive damages, and setting rules for statute of limitations, fair share liability, collateral source benefits and attorneys' contingency fees
| |
| Cost |
Not addressed | |
| Cost Containment |
Not addressed | |
| Financing |
Termination of TARP Program and repayment of TARP funds by 2014 | |
| Source |
“The Health Care Freedom Plan” Text, Sen. Jim DeMint, June 23, 2009
“The Health Care Freedom Plan” One Page Summary, Sen. Jim DeMint, June 23, 2009
| |
